Jiffy Zero Balance Account
Jiffy Zero Balance Account is a 100% Digital - Zero Balance savings account that comes with a host of features and benefits. You can open this account on NSDL Jiffy app within a few minutes using just your Aadhaar and PAN number. With instant activation of account, you can enjoy instant fund transfers, utility bill payments, quick recharges, UPI payments and much more.
Key Features
Zero Balance Account
No requirement to maintain Average Monthly Balance
Free Virtual Debit Card
Choose your free virtual debit card from RuPay or VISA for online purchases/shopping. You can request a physical debit card from your NSDL Jiffy App
Earn Up To 2.5% Interest*
Earn an interest up to 5% per annum paid quarterly on balance maintained in your account
Instant Account Activation
Activate your account instantly with our 100% digital, safe and secure account opening process.
Banking on Mobile - 24/7
Enjoy banking anytime, anywhere from your smartphone with NSDL Jiffy App., without going to the bank branch.
Banking Transaction Limit : 200000.00 per month.
Total Debit/Credit Limit : 200000.00 per month.
Debit Card ECOM Transaction Limit : 25000.00 per day
Daily ATM Withdrawal Limit : 20000.00 per day